Skip to main content

Do Any Health Insurance Plans Cover Plastic Surgery?

If you are considering a plastic surgery, you may be wondering whether there is a health insurance plan out there that can cover it. The good news is that a procedure that is considered a medical necessity may be paid for by a health insurance plan even if it also enhances your physical appearance.

plastic surgery on female



For instance, your doctor may recommend a breast reduction in order to treat your back pain. As long as you can make an argument for why a certain procedure is a medical necessity and can improve your overall quality of life, you may have a chance in insurance covering it.

Some insurance providers or plans will consider whether a certain condition negatively affects a patient’s daily life. They will look at whether the physical issue interferes with their ability to complete everyday tasks such as taking a shower or working out. Sometimes, a condition will be viewed as more of an inconvenience and not covered.

Insurance companies may also cover the costs of reconstructive surgery i.e. surgeries performed to correct abnormal structures caused by congenital defects, tumour, trauma,  infections etc. Even though these surgeries might seem cosmetic, these enhance the self-esteem and morale of the patient and hence are liable to be considered for insurance coverage.

If you have a mole on your skin which mars your beauty and you are thinking of removing it, there is a chance of having it covered by insurance. Even if the mole is turns out to be benign, insurance can cover it it if it strikes a doctor as suspicious, has a large size or which bleeds and itches.

In the event an insurance company does cover your plastic surgery, you may have to provide them with photographs to prove that your condition is as debilitating as you and a doctor claim. Your insurance company may also ask you what other treatments you have tried. If you have not tried any conservative treatments, they may deny coverage until you do so. Insurance companies only cover plastic surgery if it is a last resort.

For instance, insurance companies might also consider the man boobs reducing surgery provided the patient provides proof that he has tried to decrease his breast size through exercise and diet but has failed and that his gynecomastia is severe and debilitating.

If you’re wondering whether your health insurance plan covers plastic surgery or are unsure of whether your procedure is cosmetic or a medical necessity, contact the health insurance experts at The MAIR Agency today.
(Contributed by Kendall)

Image ccredits: Victor Habbick  via freedigitalphotos.net

Comments

Popular posts from this blog

Kapalabhati Pranayam for wrinkle-free, radiant complexion

Did you know that Kapalabhati Pranayam / kriya can also be used to enhance your beauty and ward off skin aging? Done the right way,  Kapalabhati Pranayam can be used as a beauty aid - it can give you a wrinkle-free, luminous forehead and radiant complexion. Kapalabhati For Beauty   ‘Kapalabhati’ Pranayam breathing exercise is an excellent way of maintaining good health and fighting diseases. ‘Kapala’ means ‘skull’ (and ‘forehead’ also) and ‘bhati’ means ‘shining’. By doing kapalabhati, the ‘nadis’(nerves) of the brain get good exercise. This is achieved by exercising the diaphragm. There will be a glow on the forehead. After the age of 25, the tell-tale signs of ageing start making their appearance in the form of fine lines on the forehead. A regular practice of Kapalabhati for 10-15 minutes everyday will give you a tight forehead sans wrinkles for many years to come. Avoid Botox, try Kapalabhati Why resort to Botox   and other expensive chemical or surgica...

Highly Effective Indian Home remedies For Delayed Periods

Delayed periods or Irregular menstrual periods have become very common these days for a lot of women in their reproductive age and they suffer great agonies when their period does not come on time. A delay of 4-5 days may be fine but if it exceeds 8 days, then it's certainly a cause for concern. In this post, I'll be sharing highly effective Indian home remedies for your delayed periods . I'd been a long sufferer of irregular periods during my teenage to early twenties. I've tried most of the recipes here, along with Kapalabhati pranayama, yoga poses, mudras and other lifestyle habits. Now my periods are extremely regular like clockwork; not a day less or more than 28. When I look back, I'm surprised how I managed those years of anxiety and fear about my late periods. 

Pore shrinking mask recipes from home

A face with large open pores when seen from close quarters doesn’t look so good. While it’s quite common for oily skins to have a tendency towards open pores, an attack of pimples also leaves ugly scars and open pores behind.  Even though the scars may fade away after some time, open pores appear to be more obstinate and hardly show any signs of shrinking.  Age also takes its toll by giving an uneven/pigmented tone to the skin and making the open pores more prominent. Heredity could also be a contributing factor in determining your pore size. It’s not easy to get rid of these pores or shrink them completely or permanently using serums, lotions or face packs. Even resorting to drastic chemical/surgical procedures at the dermatologist’s isn’t quite capable of giving satisfactory results.  Nevertheless, you can try and minimize their appearance at least temporarily with clever makeup and a few natural skin care masks such as these: * Cleanse your face with a mild ...

Home remedies for sore throat

Sore throat is a common malady that each one of us faces sometime or the other in our lifetime.  That scratchy, dry and abrasively painful feeling at the back of the throat that you experience is so very discomforting! There are many ways to relieve that scratchy and painful, infected throat. Sore throat home remedies are many and varied and range from the folk ones to the medically tested and proven ones.  With this common recurring condition many sufferers have their own favourite sore throat treatments that seem to work for them. Sore throat is one of the ailments which responds very well to home based remedies, so there is no reason why one should hesitate to try out these invaluable tips which have been handed over to us by generations of yore.  After all these remedies have negligible side-effects and so there is no harm in trying them. And you can always rush to a doctor if they don’t work for you. 

Teeth whitening remedies

Teeth could be naturally dark or could be discolored by repeated exposure to beverages like tea, coffee or red wine, smoking and also medications apart from decay and trauma to the tooth. If you want your captivating smile to be adorned by a row of glistening pearly white teeth, then try these treatments and remedies: ‘In chair’ bleaching at the dentist for teeth whitening Though there are several options available for teeth whitening, bleaching at a cosmetic dentistry clinic can significantly lighten your teeth within an hour. A large percentage of the people who have undergone bleaching have experienced a positive change in the color of their teeth. Read about it at About Cosmetic dentisty . ‘At home’ teeth whitening bleaching kit The ‘at home’ teeth whitening technique is also a popular bleaching procedure to whiten your teeth. You can obtain the bleaching kit from your dentist or make an over-the counter purchase. Use it conveniently at night and the gel should work while you sleep...