February 6, 2014

4 Budgeting Tricks That Will Allow You to Buy Top-Brand Cosmetics


Everyone wants to look and feel their best, which is the very reason cosmetics were created.

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Image Courtesy of Olivia Proenca

Thanks to products like facial creams and makeup, women gain an increased sense of beauty, experience a boost in self esteem, and feel more confident about themselves.


Like almost anything, when it comes to cosmetics, the better the quality, the better the results. If you want to really look and feel your absolute best, chances are that you like to use top-brand cosmetics. However, while top-of-the-line cosmetics may provide better results, they also come with a higher price tag. It is easy to spend upwards of several hundred dollars on these products.

If you simply must use the best of the best beauty products, you are likely going to have to make some room for them in your budget. Here is a look at how to make a budget so you can afford high-quality cosmetics.

Record Your Spending
The easiest way to create a budget is to start keeping track of your money by monitoring how much you spend and on what you spend it. Create a spreadsheet that highlights your expenses, including your necessities (utilities, rent or mortgage, and other mandatory bills) and extraneous expenses (going out, clothing, etc.). Hold onto your receipts and record your expenses in the spreadsheet. Do this for a period of one to two months so you can get a good idea of how much money you spend each month and where that money's going.

Create a Cosmetic Budget
How much do you think you are going to spend on high-quality cosmetics? Examine the prices of the cosmetics that you want to purchase and create an expense plan, setting aside a reserve of funds for your cosmetics.

Examine and Cut Back
After you monitor your budget, examine it to see where you can cut back. You may not be able to cut back on necessities, like your mortgage, but you can certainly cut back on your utilities and extraneous expenses. For example, you could spend less on going out and clothing, or start using less energy. You could try shopping at discount stores or using coupons. A few minor adjustments to your spending can make a bigger impact on your budget than you might think.

Assess and Reassign
Revisit your finances to see how much your cost-cutting efforts are saving you. Once you see how much you are saving, reassign those savings to your cosmetics budget.


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Image Courtesy of Tax Credits

By putting these budget creation tips into effect, you can set aside enough money to purchase those high-quality cosmetics that will help you look and feel your best.

Bridget Galbreath is a freelance writer who has specializes in a wide range of topics, including beauty and how to make a budget.


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